50 Years Facilitating Open Account - Trade Finance

IT system providers

The FCI Community includes key software providers to the Industry and Members have access to their leading edge and innovative solutions. Competitive product sets ensure that there is support for all the needs of the modern factoring and commercial finance company.


Codix logo


CODIX is a market leading provider of Commercial Finance and SCF software solutions, as A/R, Debt Collection and Legal software, including implementation and maintenance services.

CODIX delivers turnkey fixed price/fixed time projects, customizing its iMX solution to ensure complete and total coverage of the Customer needs.

CODIX works with banks, financial institutions, collection agencies, etc, worldwide – from SMEs to large multinationals, providing services through its sites on 5 continents (CODIX France, CODIX Latin America, CODIX USA, CODIX Tunisia, CODIX Vietnam, CODIX Bulgaria), with a total staff of approximately 400 persons.

All activities of CODIX are ISO 9001-2008 certified.

The CODIX’ iMX solution:

  • Multi-lingual, multi-currency, multi-country, iMX is the global, powerful and flexible IT solution for small and large Commercial Finance and SCF businesses providing cutting edge working capital solutions to their customers, including:
  • Factoring
  • (recourse, non recourse, confidential, bulk, shadow ledgering,
  • debtor finance, confirming …)
  • Invoice Discounting
  • Syndication
  • Asset Based lending
  • Supply Chain Finance
  • (reverse factoring, inventory and commodities financing,
  • purchase order and shipment documents…)
  • Loans
  • Leasing
  • A/R (client accounts management), Collection and Legal


All of these products are managed in one centralized solution, iMX, capable to handle large volumes in real-time based on a flexible business rules event-driven engine (business rules and parameterization managed by the user).,

iMX also includes a web based front-end for clients, front offices and external partners, while offering all possible productivity tools to the back-end users, natively integrated: email, SMS, imaging, call center, decisional environment, as well as integrated with IFG/FCI, Banks protocols, major Credit Insurers messaging systems, major General and information databases.

Furthermore, CODIX policy is to always take on its own charge the development of any new standard interfaces (only implementation costs – if any would be invoiced to the client).

You can also find more info here : www.codix.eu


Efcom logo



With 15 years branch experience and his international customers, efcom gmbh is one of the most successful German factoring software suppliers. This excellent reputation on the market is based on the efficiency and flexibility of the products and services. The well-tailored applications-ef3premium and ef3basic- ease the control of business processes of all factoring types and render an efficient debtor and risk management possible. Convincing support, established project management and an anticipatory view for changes on the market, shape the company profile of efcom as a highly effective software distributor.

You can also find more info here : www.efcom.de



In 1997 fidis started in a development partnership with SAP the development of the first factoring solution that is based on the worldwide leading Enterprise-Resource-Planning-standard SAP R/3.

After more than four years praxis, millions of invoices and billions of EUROs of annual turnover we proofed that the advantages of the leading ERP-software are an asset in the factoring industry too. The main features are: 42 country versions, 46 languages, 100% real time dialog processing, fully integrated credit insurance and limit handling, integration of master data validation and risk monitoring tools, business intelligence by using an internet based business warehouse both for the factoring company and the factoring customer, event and workflow management, full shadow ledger for all factoring products.

Due to our partnership with the worldwide leading SAP consultancy AtosOrigin we make sure that we are able to support you worldwide where ever your business takes place.

You can also find more info here : www.fidis.com

HPD Software

HPD Software logo

HPD Software Limited has been providing Factoring and ABL solutions to the industry for the last 20 years and we are the international market leaders in this sector. Built on the experience of I-FACTOR HPD’s new software, AQUARIUS is the next generation of finance system and has been designed to support any kind of lending or factoring product. Concentrating of productivity, straight through processing and flexibility the software can either be run in-house or outsourced to HPD’s specialist hosting facility.

At HPD we have a low staff turnover and employ people who combine IT skills with in-depth knowledge of the finance industry. This enables us to provide our partners and clients with not only our software but also a range of complementary services to enhance their business.

You can also find more info here : www.hpdsoftware.com


Arcares is the leader in ICT solutions for the Italian factoring market,  and is starting a new phase of its evolution and growth  by offering its solutions and consultant services in the European market. It is particularly focused on the following markets :


  • Factoring & Invoice discounting
  • Medium & Long term financing
  • Consumer credits and Loans
  • Securitization
  • Asset Based Lending 
  • Leasing
  • Corporate banking
  • Collection


UnifiedPost, founded in 2000, started as a platform for document management and over the years acquired several companies towards the group of companies we are today. We have 200 people working across Europe on a BPaaS platform based upon the basic components Document, Payment, Identity and APP's to support our customers with UPgrading their business processes. We help corporates both small and large to focus on what they do best; expanding their business.  


To provide you with an example of a successful community platform, together with a Dutch tier 1 bank UnifiedPost is operating a platform whereby their customers can automatically send and receive invoices, statement information and other customer specific data. Based on that customer data the bank is offering a set of APP’s tailored for the customer. For example, a farmer can receive extra working capital after sending an invoice. Or his master data can be send to his account for a real time financial picture of his farm. That keeps the farmer in the position to do what he does best. He has more time to take care of his animals while expanding his business from his iPad or mobile device.


UnifiedPost is expanding rapidly in Europe and is looking for opportunities across the rest of the world. Together with future community owners we want to support their customers with simplifying business processes and creating specific enriched data from the mass of big data. 


Have a look at https://vimeo.com/180941651 to see an animated explanation of what we do. 

You can also find more information there https://www.unifiedpost.com/


Demica is the market leader in independent, end-to-end, Working Capital Solutions enabling the financing of over $60bn of payables and receivables each year.


We are uniquely positioned in the market, offering integrated Working Capital Solutions to financial institutions, multinational and local corporations, with one team covering the spectrum of working capital products from Supply Chain Finance (also known as Confirming or Reverse Factoring) to Trade Receivable Financing (including Portfolio Purchase and Securitisation structures). Our team includes recognised industry experts and experienced technology implementation professionals.


Through a feature rich, proprietary, technology platform, Demica supports all large-scale supply chain finance transactions. Our solution has full white-label capabilities enabling our funding partners to offer market leading products and services to their clients across the working capital spectrum. Demica’s solutions include:

  • Traditional supply chain finance
  • Gross-up supply chain finance
  • Early payment discount capture
  • Dynamic discounting


Demica’s extensive capabilities in supplier onboarding enables our Funding Partners to utilise Demica’s Supplier onboarding team whilst providing an intuitive platform design with self-serve functionality minimising the costs of onboarding large numbers of Suppliers. Demica’s solution addresses Buyer’s and Funder’s principle concern, onboarding, enabling Demica’s Funding Partners to benefit from highly successful programmes. Demica’s Supplier Onboarding Tool offers:

  • KYC Automation
  • Dedicated marketing messages
  • Intuitive user interfaces
  • Full integration with Demica’s Supply Chain Finance platform


With over 35 Funding Partners, payables and receivables across 135 countries and Assets Under Administration growth of over 6x in the last 2 years, Demica continues to be the partner of choice to Funders globally.


Premium Technology

Premium Technology Inc, founded in 2001, is a privately held U.S. corporation with New York headquarters. Premium has locations in the U.S.A., Indonesia, & China (Beijing, Hong Kong, and Wuhan).

Premium started as a trade finance e-commerce developer for Trade Finance portals. In 2004, Premium decided to focus exclusively on Supply Chain Finance solutions. The Supply Chain Finance (SCF) product suite FinShare provides for Open Account and Working Capital Solutions.

The web based FinShare product suite includes both pre-shipment and post shipment financing solutions. They include: Purchase Order Financing, Supplier Finance (Reverse Factoring), Receivables Finance, Factoring, Asset Based Lending, Forfaiting, Risk Participation, Document Preparation, and Bank Payment Obligation.

The FinShare product suite shares a common core platform that includes Commercial Loan Capabilities, Credit Risk Limits, and Invoice/P.O. management components. Premium has received SWIFT certification for its BPO Supply Chain Finance solution. Premium is recognized as the market leading SCF solution.

The FinShare product suite is offered as a licensed software or as a Cloud Based (SaaS) solution.