RIFSO is one of the first Moroccan fintechs to embark on invoice financing and cash credit to make it easier for millions of entrepreneurs who have daily needs. After launching its digital and regulatory-compliant model, we have proven our efficiency and value proposition.
RIFSO is registered in Morocco as a Fintech. It has developed an online platform (Called a marketplace) that offers factoring services to SME's and exporters. RIFSO is an intermediary between customers and financial partners.
The end-to-end processing of a financial request is fully conducted online. A customer application is assessed and a decision made in 24 hours.
On receipt of a financing request, RIFSO undertakes the analysis of the loan applicant's clients. Within 24 hours, a decision is made and contractual documents are executed electronically. RIFSO's banking partners then disburse the loan directly into applicant's accounts within 48 hours. All financing is done on a full recourse basis.
Reverse factoring for buyers who wish to facitilate financing for their suppliers and allow the the paid in advance of invoice maturity through their banking partners.
RIFSO joined FCI with the aim of encouraging export finance by setting up partnerships with international Factors to offer financing on competitive terms.