BRCI - Banca Română de Credite şi Investiţii is of the youngest banks in Romania, created at the beginning of 2014.

We target corporates, financial institutions, public sector and retail clients. We build safe and rewarding investment solutions for our private banking clients.

We focus on fast delivery, advanced digital technology and remote transactional solutions for 360º accessibility. Our flexible and efficient infrastructure ensures fair operating prices.

On February 28, 2020 Mr. Sanjeev Gupta became the new majority shareholder of the Bank.

The business lines and product services are listed as under:

Corporate Banking

• Umbrella multi-usage facilities, overdrafts and credit lines for working capital needs Factoring with and without recourse
• Discounting credit lines with cash receipts in a single collection account
• Investment loans for financing investment projects and equipment purchases
• Trade finance products: L/G, L/C, Incasso, endorsement instruments
• Cash management: current accounts, escrow accounts, invoice collection, payments, debit instruments, FX, internet banking

Financial Institutions & Public Sector

• Plain deposits standard & non standard conditions
• FX transactions mainly on EUR & USD
• Cash management including market liquidity assets, cash flow and investments

Retail

• Online account opening, internet banking and phone transactions
• Term deposits and savings accounts for all family members
• Personal loans and overdrafts
• Payroll agreements for our corporate clients’ employees

Private Banking

• Entire array of bank products, in personalized conditions
• Remote transactions and permanent assistance via internet, email or telephone

Cards

• The Bank has a valid and fully functional MasterCard issuing license for credit cards and multicurrency debit cards, as well as entire operational framework in place; currently there are no active cards in the market